A Word Of Advice On Auto Insurance – Know Your Limits!
Picture this scene… You are driving to the Prime Outlet Mall in Ellenton. Just as you reach over to answer your cell phone, you hit another vehicle and seriously injure the driver of the other car. That driver just happens to be a surgeon at Sarasota Memorial Hospital. She makes $200,000 per year. Because of the accident, she will be unable to return to work for at least 18 months.
Her family, along with an attorney, considers her economic loss (lost income) and the pain and suffering that she has undergone. They decide to sue.
Who do you want to write the check for this lawsuit? You or your insurance company? How much could the resulting judgment take from you? Up to your policy limits and then some!
Now you may be thinking that this will never happen to you. But the painful reality is unexpected accidents DO happen. That’s why you should know your limits.
Florida Auto Limits
You may know that to legally drive in Florida, you need to purchase the following minimum coverage:
- $10,000 personal injury protection (PIP)
- $10,000 property damage liability
However, seriously consider getting auto insurance protection that will truly protect you. Just think: An ambulance ride to the emergency room and your $10,000 in personal injury protection is GONE! Policy limits do not mean the limits on what you can be sued for. It means how much your policy will pay out if you’re:
- Held liable in an accident
- Hit by a driver without insurance (or someone who purchased minimum limits)
- Incurring medical expenses
- Your car is flooded from a hurricane or stolen
Want to have the best protection that will protect you in case of unexpected accidents, like the one mentioned above?
Then talk with a Horizon Insurance expert at either our Bradenton or Port Charlotte Office locations. We will help you set up the right protection that is not only suitable for your situation, but also gives you valuable peace of mind.
Seasoned Insurance Pros at Horizon Insurance
As a strong independent agent, we represent over 30 insurance carriers. This means that you’ll receive the best automobile protection for you and your loved ones.
Enter your contact information in the Protection Savings Form above. It’s FREE and there’s no-risk to you at all.
The sooner we receive your information, the sooner we will get you the best auto protection that will truly protect you in case of an unexpected accident. So don't delay another minute…Fill out the form now.