How To Avoid Over-Paying To Get Healthy Again
Time after time, people get stuck having to pay hefty medical bills because they don’t have the proper health insurance (or none at all!). With the right health insurance you won’t have to suffer paying huge medical bills.
It’s always a good idea to purchase health insurance while you’re well. But when you throw your health needs in with the myriad of available plans, the variety of coverages, and now the recently passed health care reform…what do you do?
Health Plans
When shopping for an individual health care policy you may want to keep the following plan, coverage and health care reform factors in mind:
- Health Maintenance Organizations (HMO), Preferred Provider Organizations (PPO), Point of Service (POS), Health Savings Accounts (HSA), Self-Directed Health Plans (SDHP), Prescription, and Discount Plans all exist for the individual. We will make sure you understand these options along with their features and benefits so you can make the best decision according to your needs.
- Hospital, surgical and doctor’s expense coverages are all available. You can also get coverage for maternity care, vision, catastrophes and mental health. Again, we will help you to understand the options and we will make sure you have the protection you need.
- The new health care reform calls for individuals who have been uninsured because of pre-existing condition to have access to coverage within 60 days. Within six months, dependents will be able to remain covered on their parent’s policy until their 27th birthday. Also, employers with fewer than 50 employees will receive tax credits for employer sponsored health benefits.
Are you confused? Well we’re not! And we’re here to help!
Heath Insurance Professionals
You can talk with us at Horizon Insurance in either our Bradenton or Port Charlotte location. Our expert health insurance advisors will help you to understand all of the Florida health insurance plans and coverages so that you can make wise decisions about your protection. Plus, we will inform you on how the new health care reform impacts you.
As a strong, dynamic independent agent, we represent over 30 insurance carriers so we can get you the best protection available at the best rate possible…
Get your FREE health insurance quote by filling out the Protection Savings Form above. The sooner we receive your information, the sooner we will get you the best health protection that will truly protect you in case of any health problems. So don't delay another minute…fill out the form now.