Fact: Bikers Are At High Risk On The Road
Statistics show that the odds you, as a biker, will be found at-fault in an accident are low. However, the risk of you getting hit is relatively high. With that risk in mind, consider this fact:
- According to the Insurance Information Institute, the estimated number of uninsured motorists in Florida is 23%. This makes us the fifth highest in the nation for uninsured motorists.
As you may know, insurance is not required in order to register a motorcycle in Florida, as it is with four-wheel vehicles. However, if a motorcycle driver is charged in a crash with injuries, then the owner is financially responsible for bodily injuries and property damage to others.
Do you really want to be put in a situation where you have to pay out-of-pocket for the expenses incurred after an accident?
Of course not…
That’s why you will want to seriously consider getting motorcycle insurance. And that’s not all…
Many Important Reasons for Motorcycle Insurance in Florida
Another reason to get motorcycle insurance is because it protects you in the event that another driver doesn’t have the resources to pay for damages they’ve caused to you or your bike.
Not only that, but the right protection will even pay for your motorcycle if it’s stolen!
At Horizon Insurance, our experts will make sure you are familiar with these protection options and more, including...
- Custom Equipment – We can protect your custom parts and accessories with up to $3,000 of Custom Equipment coverage. Ask us how we can get you this protection at no extra cost!
- Special Coverage for Special Bikes – We offer different protection options depending on what kind of bike you have, ensuring the best payout for custom bikes, trikes, assembled/kit bikes, and vintage bikes.
- Trailers – Do you ever transport your bike on a trailer? Let us protect your trailer, too! We'll cover it up to a total value of $15,000.
- Towing & Labor – If you ride a Harley-Davidson, touring motorcycle, trike, custom bike, vintage, or assembled/kit bike, ask us how you can get coverage for Towing and Labor expenses at NO additional charge!
- Roadside Assistance – If your bike breaks down on a trip, you may be stuck with unexpected meal, transportation, and lodging costs. We can tailor your Roadside Assistance protection to make sure you get reimbursed for all of these expenses.
- OEM Endorsement – If your bike is damaged in an accident, some insurance companies will only pay to repair it using the cheapest after-market parts. We'll show you how to get an OEM Endorsement, which means your bike gets repaired with original manufacturer's equipment instead.
- Deductible Rewards – If you have no major violations or at-fault accidents for the past, we'll sign you up for this free rewards program, which can reduce your deductibles (the amounts you have to pay before insurance kicks in) by up to $500.
In addition to these great protection features, we even offer discounts for...
- Owning a Home
- Insuring Multiple Vehicles
- Being a Member of a Riding Association
- Completing a Motorcycle Safety Course
- ...and More!
The Florida Motorcycle Insurance Pros at Horizon Insurance
You got a motorcycle so you could experience freedom on the road, right? Then make sure you protect yourself in case of any unexpected accidents – so you can have peace of mind while enjoying your freedom.
Talk with the motorcycle insurance experts at Horizon Insurance. We have local offices in both Bradenton and Port Charlotte. We will help guide you in setting up motorcycle insurance that will protect from the dangers of the road. Remember, you’re at higher risk of being hit when driving a motorcycle, so this protection is very important.
As a strong, dynamic independent agent, we represent over 30 insurance carriers so we can get you the right coverage at the lowest price possible…
Get your FREE motorcycle insurance quote by filling out the Protection Savings Form above. The sooner we receive your information, the sooner we will get you the best motorcycle protection that will allow you to enjoy your freedom on the road. So don't delay another minute…fill out the form now.