You Don’t Have to be Rich to Afford an Umbrella Policy

Florida Umbrella insurance policies are no longer just for the rich. In fact, umbrella policies are now very inexpensive for the protection they provide.

Now consider the following two scenarios:

• You’re involved in, and found at fault in an automobile accident. The person in the other car is injured and will be out of work for awhile. He decides to sue you for more than the $100,000 policy liability limit on your auto policy.
• Your dog gets out of the house and runs into a nearby jogger. The jogger falls and injures himself. He’s not an animal lover and sues for an amount over your homeowner’s inusrance liability limit.

The question is, what will you do if a judgment is leveled against you for an amount that is over your policy limits?

The answer is…

Umbrella Protection To The Rescue!

Umbrella protection kicks in to cover expenses that are beyond the limits covered by your other insurance policies.  Usually, an umbrella will cover all of the following situations:

• Legal fees and expenses
• Situations when you or a member of your household (including a pet) cause personal injury, bodily injury or property damage to another
• If you’re the recipient of a liability judgment that exceeds the limits on your auto and homeowner policy, the umbrella policy limit will be activated

You might be surprised at how affordable umbrella coverage is for the amount of protection you receive. For example, you might only pay between $80 and $120 per year for another $1 to $1.5 million of limits. That’s definitely in most people’s price range.

Insurance Experts at Horizon Insurance

Want to have the best FL umbrella insurance protection that will protect you in case of unexpected accidents?

Then talk with us, Horizon Insurance, at either our Bradenton or Port Charlotte location.   We will help guide you in setting up umbrella insurance that will protect you and your loved ones – and at the same time show you how you can save a ton of money.

As a Trusted Choice Insurance Agency and dynamic independent agent, Horizon represents over 30 insurance companies. This gives you many umbrella policy and coverage options to select from.

Get your FREE umbrella insurance quote by filling out the Protection Savings Form above. The sooner we receive your information, the sooner we will get you the best umbrella protection that will truly protect you in case of an unexpected accident. So don't delay another minute… Fill out the form now.